Qualified Charitable Distribution (QCD)

Instructions for Donors

Qualified Charitable Distributions (QCDs), also called IRA charitable rollovers, let you support our mission more efficiently by donating directly from your IRA. These gifts can count toward your required minimum distribution (RMD) and may be excluded from taxable income.

Scroll down to see about eligibility requirements, step-by-step instructions, our information, and the Frequently Asked Questions (FAQ) section.

Eligibility Requirements

You must be at least 70½ years old at the time of distribution.
The annual maximum for QCDs in 2025 is $108,000 per individual.
Transfers must be made directly from your IRA to the Longevity Science Foundation.
QCDs must be completed by December 31 to qualify for the 2025 tax year.

Step-by-Step Instructions
1. Contact your IRA custodian or administrator.
2. Request a QCD (Qualified Charitable Distribution) directly from your IRA to the Longevity Science Foundation. Funds must be sent directly and made payable to the LSF.
3. Provide the LSF’s details to your IRA administrator or custodian:
• Complete legal name
• Full mailing address (see below)
• EIN (tax ID number)
4. Confirm the custodian’s processing timeline so the gift is completed by December 31.

501(c)(3) Status & EIN

Legal Name: Longevity Science Foundation, Inc.
EIN (Tax ID Number): 88-0936587
501(c)(3) public charity; all donations are tax-deductible as allowed by law

Mailing Address & Contact Information

Longevity Science Foundation, Inc.
5805 Waterford District Dr., STE 300, Miami, Florida, 33126
Email: info@longevity.foundation
Phone: +1 (202) 815-6543

Important Note: Checks should be made payable to the Longevity Science Foundation and mailed directly by your custodian.

Donate by Check
Donations made by check can use the following instructions:

Wire Transfer
Please leave your email below, and we’ll provide secure wiring instructions to make your donation. Your contact information will remain private and will only be used to send these instructions.

DONATE BY CHECK

DONATE BY WIRE TRANSFER

What are the tax benefits of a QCD?
A QCD excludes the amount donated from your taxable income, providing tax advantages even if you do not itemize deductions.

Does a QCD count toward my Required Minimum Distribution (RMD)?
Yes. If you are required to take a Required Minimum Distribution, your QCD can satisfy part or all of your RMD for the year, up to the $108,000 annual QCD limit for 2025.

How long does a QCD take to process?
Processing times vary by IRA custodian; please submit your request well in advance. All transfers must be cleared by December 31 to count for the 2025 tax year.

What is the deadline?
Your custodian must complete the transfer by December 31 for it to count in that tax year. Start early and confirm processing times.

Can I receive anything in return for my QCD?
No. To maintain tax advantages, QCDs cannot provide donor benefits such as tickets or goods.

Can a QCD come from a 401(k) or 403(b)?
QCDs must come from IRAs. Some donors roll funds from a 401(k)/403(b) into an IRA first, then make a QCD. Speak with your advisor before proceeding.

Frequently Asked Questions (FAQ)

Other options of donating to the LSF and supporting critical research on healthy longevity and age-related disease include:

What are the other ways I can make a donation?

DONOR-ADVISED FUND DONATIONS

DONATE STOCK

DONATE CRYPTO

DONATE BY CHECK

DONATE BY WIRE TRANSFER

Important Note: The information on this page is for educational purposes only and is not legal, tax, or financial advice. Please consult your tax, legal, or financial advisor about your specific situation.