longevity.foundation Support Us
Qualified Charitable
Distributions (QCD)
Qualified Charitable Distributions (QCDs), also called IRA charitable rollovers, let you support our mission more efficiently by donating directly from your IRA. These gifts can count toward your required minimum distribution (RMD) and may be excluded from taxable income. Scroll down to see eligibility requirements, step-by-step instructions, our information, and the Frequently Asked Questions (FAQ) section.
✓ 100% to Research
✓ EIN 88-0936587
✓ IRS 501(c)(3)
✓ Tax-Deductible
501(c)(3) Nonprofit · EIN 88-0936587
www.longevity.foundation
Eligibility Requirements
- You must be at least 70½ years old at the time of distribution.
- The annual maximum for QCDs in 2026 is $111,000 per person across all IRAs.
- Transfers must be made directly from your IRA to the Longevity Science Foundation.
- QCDs must be completed by December 31 to qualify for the 2026 tax year.
Step-by-Step Instructions
- Contact your IRA custodian or administrator.
- Request a QCD (Qualified Charitable Distribution) directly from your IRA to the Longevity Science Foundation. Funds must be sent directly and made payable to the LSF.
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Provide the LSF's details to your IRA administrator or custodian:
- Complete legal name
- Full mailing address (see below)
- EIN (tax ID number)
- Confirm the custodian's processing timeline so the gift is completed by December 31.
501(c)(3) Status & EIN
Legal Name: Longevity Science Foundation
EIN (Tax ID Number): 88-0936587
501(c)(3) Public Charity: all donations are tax-deductible as allowed by law.
Mailing Address & Contact Information
Important note: checks should be made payable to the Longevity Science Foundation and mailed directly by your custodian.
FAQ
Frequently Asked Questions
What are the tax benefits of a QCD?
A QCD excludes the amount donated from your taxable income, providing tax advantages even if you do not itemize deductions.
Does a QCD count toward my Required Minimum Distribution (RMD)?
Yes. If you are required to take a Required Minimum Distribution, your QCD can satisfy part or all of your RMD for the year, up to the $111,000 annual QCD limit for 2026.
How long does a QCD take to process?
Processing times vary by IRA custodian; please submit your request well in advance. All transfers must be cleared by December 31 to count for the 2026 tax year.
What is the deadline?
Your custodian must complete the transfer by December 31 for it to count in that tax year. Start early and confirm processing times.
Can I receive anything in return for my QCD?
No. To maintain tax advantages, QCDs cannot provide donor benefits such as tickets or goods.
Can a QCD come from a 401(k) or 403(b)?
QCDs must come from IRAs. Some donors roll funds from a 401(k)/403(b) into an IRA first, then make a QCD. Speak with your advisor before proceeding.
Important note: the information on this page is for educational purposes only and is not legal, tax, or financial advice. Please consult your tax, legal, or financial advisor about your specific situation.
Other Ways to Give
What Are the Other Ways
I Can Make a Donation?
Other options of donating to the LSF and supporting critical research on healthy longevity and age-related disease include: